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Exciting News: 0% Deposit Mortgages Are Back! – May 2025

Exciting News: 0% Deposit Mortgages Are Back! – May 2025

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Whether you’re trying to buy your first home, start fresh after a separation, or move on from renting, finding tens of thousands of pounds for a deposit is a major hurdle.

That’s why we’re excited to tell you about the launch of April Mortgages’ new 100% mortgage and the great news is, UK Moneyman is one of only a handful of brokers in the UK with access to it.

Unlike other 0% deposit options that come with long lists of conditions or restrictions, this one is refreshingly straightforward:

  • Fixed interest rates for 10 or 15 years – no nasty surprises
  • Your rate reduces automatically as you pay more off the capital sum
  • No early repayment charges if you move or pay it off with your own funds
  • Unlimited overpayments
  • Available to homebuyers with a clean credit record and income from £24,000pa

“No gimmicks. No strings. Just a modern mortgage with simple rules, long-term certainty and flexibility built-in.” – April Mortgages

This isn’t just for first-time buyers, it could be a lifeline for people going through major life changes, like a relationship breakdown, or those ready to stop renting and start building equity.

We’re proud to be among the few brokers trusted to offer this. If it’s not relevant for you, feel free to share this with someone it might help and we will help you understand if it’s the right move.

100% Mortgages Explained in 2 Minutes

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Author Image of Malcolm Davidson - Managing Director of UK Moneyman Ltd.

About the Author

Malcolm Davidson

Managing Director of UK Moneyman Ltd.

Malcolm is one of the UK’s most well-known and respected Mortgage Advisors. He is passionate about providing a 5* customer experience and he has also trained and mentored dozens of fellow Advisors in a career that is now in its third decade.

In addition to his day to day duties as Managing Director, Malcolm still gives out mortgage advice and feels lucky that his job is also very much his hobby.

Learn More

UK Moneyman Limited is Registered in England, No. 6789312

Registered Address: 9 Gallows Lane, Beverley, United Kingdom HU17 7FJ.

Authorised and Regulated by the Financial Conduct Authority.

We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk.

© UK Moneyman Limited 2025.

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