It's Free to Speak to an Advisor, 7 days, 8am - 10pm
It's Free to Speak to an Advisor, 7 days, 8am - 10pm
Whether you are looking to take on your first buy to let or are an experienced landlord looking to extend their portfolio. We will be happy to help search 1000s of mortgage deals to find you the best product for your investment needs.
Our mortgage advisors in Bournemouth have a wealth of knowledge when it comes to buy to let lending criteria as well as the latest regulations.
The Financial Conduct Authority does not regulate some types of buy to let or commercial mortgages.
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It is becoming more popular and we are seeing many more landlords looking to purchase their investments through a limited company, SPV (Special Purpose Vehicle).
We would recommend you speak to a tax advisor or accountant to run through the benefits of buying in a ltd company, and whether this is the right method for you.
Once you have which route you would like to take to purchase your investment property, we can then search for the appropriate lenders and products. Book your free buy to let mortgage appointment online below.
Typically speaking the minimum deposit required for a buy to let mortgage is 25% of the property value, although this can vary between 20-40% depending on your history as a landlord and the type of investment property you are looking at.
Your maximum borrowing is determined by the rental income the property is likely to generate.
Furthermore, most lenders will require you to have some form of income, whether this is employed or self employed.
This varies with different lenders. Some require you to be earning a minimum of £25,000 per annum whereas some do not focus on your personal income at all.
Yes, if you have built up enough equity in your house and are able to release this by means of Remortgage. You can use this as a deposit on a buy to let property. Please remember that a buy to let deposit is typically between 20-40%.
In short, yes. You can purchase your first property as a buy to let. However, many of the lenders will want an applicant that currently owns a property over someone who is completely new and has no experience.
As a mortgage broker in Bournemouth, we will be with you every step of the way. From your initial enquiry to getting the keys.
We can search 1000s of deals to find you the right mortgage for your individual circumstances.
We provide mortgage advice 7 days a week in Bournemouth to fit busy lifestyles. We work around you.
All our customers are provided with a free mortgage appointment that has no upfront fees. You pay us upon mortgage success in Bournemouth.
As part of our mortgage advice service, we provide you with dedicated experts including a mortgage advisor in Bournemouth to keep you up to date.
We understand that the whole home buying and remortgage process can be daunting. We will be by your side every step of the way. Taking as much stress away as possible.
We'll recommend appropriate insurance products, ensuring you can stay at home in Bournemouth, should you become seriously ill or unable to work.
As a mortgage broker in Bournemouth, we can find the cheapest deal for you, saving both your time and your money.
Our experience allows us to deal with a variety of scenarios, therefore, it's very likely that your dedicated mortgage advisor in Bournemouth has already come across your situations before and knows the best solution.
When a customer contacts us for buy to let mortgage advice in Bournemouth, our team will help them overcome any mortgage hurdles like property survey and valuation problems.
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2000+ 5-Star Reviews
Derek
They were great when handling our mortgage application even though it was a bit different to the normal one. Highly recommended
3 days ago
Michelle
The team at UK Moneyman have been excellent, really informative, providing sound advice with no judgement and supporting the best possible way forward for myself. I would definitely use the team again, they’ve made the whole process simple and...
2 weeks ago
Lawrence
Great company to work with, very helpful and excellent communication. Chris and Jo did a great job with our application. I highly recommend.
2 weeks ago
Gemma
Excellent speedy service and always available to work around the best times for us, including calls at weekends
1 month ago
Gillian
Having dealt with Leo previously I knew I would be getting a brilliant service and a good deal.
1 month ago
Karen
Very helpful.Quick response to any questions or concerns. Selected the right product to meet our requirements.
1 month ago
Stephen
We went to the Moneyman to start with regarding a new mortgage only which went really smoothly and everything was explained in simple terms at our request Malcom made it feel at ease . Once i had the confidence with them we asked them to help with...
1 month ago
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UK Moneyman Limited is Registered in England, No. 6789312
Registered Address: 10 Consort Court, Hull, HU9 1PU.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk
UK Moneyman Limited is Registered in England, No. 6789312
Registered Address: 10 Consort Court, Hull, HU9 1PU.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk
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