Mortgage Advice in Dover

If you are considering buying your first home in Dover, speaking with an expert mortgage advisor could be highly beneficial for you.

Our team of mortgage advisors in Dover are experienced in helping first time buyers in Dover and can guide you through the process, explaining everything in simple terms and reducing any stress you may feel.

During your initial appointment, your mortgage advisor in Dover can provide you with a rough estimate of the maximum amount you could borrow, as well as help you obtain a mortgage agreement in principle.

This is typically done within 24 hours of your appointment and can be a powerful tool when making offers on properties.

If you are planning on moving home in Dover, the process can be overwhelming, especially if you have to consider your mortgage options.

Fortunately, with a reliable mortgage broker in Dover by your side, the process can be made much simpler and less stressful.

Our team of expert mortgage advisors in Dover will work diligently to ensure a smooth mortgage process, allowing you to focus on packing and settling into your new home.

We strive to get your mortgage application approved as quickly as possible, so you can be assured of a hassle-free transition to your new home.

As your fixed period nears its end, it’s important to consider your next steps.

Our team of qualified experts in Dover are here to provide you with the best remortgage advice possible, tailored to your specific situation and goals.

Many customers opt to remortgage in order to release equity for home improvements, access better interest rates, or consolidate debts.

With our extensive experience in all remortgage scenarios, we can help you navigate this process with ease. Contact us today to see how we can help you.

Our team of mortgage advisors in Dover are knowledgeable and experienced in dealing with buy to let mortgages.

We keep ourselves up-to-date with the latest buy to let lending criteria and build strong relationships with both new and existing landlords.

We have a large number of returning landlord clients who rely on our services for their new property mortgages or existing property remortgages.

In addition, we help homeowners who wish to let out their current property as a way of raising funds to purchase a new home. This is known as let to buy.

If you’re considering buying a property, you might find it useful to explore the government’s Help to Buy Scheme.

We recommend checking out our guides or visiting the OwnYourHome website to learn about the different options available.

If you are a self employed individual applying for a mortgage, you may feel that the process is more challenging compared to employed applicants.

Our mortgage advisors in Dover has extensive experience in helping customers with self employed mortgages and is knowledgeable about the criteria involved in these types of applications.

If you own more than 20-25% of your company, you will be considered a self employed applicant. To qualify for a mortgage, you must have been self employed for at least two years.

Typically, mortgage lenders will assess your income based on that period of time.

If you are currently living in a rented home from a local authority, such as a local council or housing association, you may be eligible for the government’s Right to Buy Scheme.

This scheme is designed to help first-time buyers purchase the property they are currently residing in.

The amount of discount you receive will depend on how long you have lived in the property and its value.

This means that you may not need to provide a deposit, although it’s always a good idea to have some savings just in case.