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It's always crucial to speak with a company like UK Moneyman.
We offer a truly holistic over 50s lending approach.
Explore the different mortgages for the retired, including options such as equity release, RIO and lifetime mortgages.
Worried you're too old for a mortgage? Learn about flexible options like equity release and retirement mortgages.
Considering remortgaging or equity release? Learn which choice best suits your personal and financial situation.
Unlock up to 35% of your home's value with a lifetime mortgage. Borrow more with interest-only options. Ideal for over 55s.
Understand how to build & release equity through remortgaging, whether it's home improvements, debt consolidation, or retirement planning.
All mortgage offers are valid for a fixed amount of time. Typically, they will last between 3 - 6 months, depending on the lender.
Let's take a look at the different types of mortgages available and what you could afford based on your current income
You usually need a large deposit to get a mortgage and buy a home – typically at least 5% of the property's value.
There isn't a specific credit score that you need, but the higher your score the more likely your mortgage application will be accepted.