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Amy Davidson

Amy Davidson

FPC, CeMap Bridge & CeRER Qualified

Read the articles and guides written by Amy Davidson, Director of UK Moneyman Ltd.

cottages

Can Your First Mortgage Be a Buy to Let?

Find out if your first mortgage can be a buy-to-let and explore key factors, including deposit size and lender criteria.
What are My Responsibilities as a Landlord?

What Are the Potential Benefits of a Buy to Let Property?

Buy-to-let properties offer rental income potential, property value growth, and flexible mortgage options tailored for landlords.
What are My Responsibilities as a Landlord?

What is the Criteria for a Buy to Let Mortgage?

Find out buy-to-let mortgage criteria, including deposit size, rental income expectations, and eligibility factors for landlords.
houses-on-a-hill

How Much Can I Borrow on a Buy to Let?

Discover how lenders assess buy-to-let borrowing limits using rental income, stress testing, and affordability checks.
Mortgage-on-Benefits

Am I a Portfolio Landlord?

Learn what it means to be a portfolio landlord, how it impacts your investments, and find tailored mortgage advice for growth.
Retirement Mortgages

What Are Whole of Life Mortgages? 

Whole of life mortgages let homeowners unlock property value without moving, offering funds for retirement, home improvements and more.
What Does Equity Release Mean? 

Remortgage Options for the Over 60s

Remortgaging for over 60s offers financial flexibility by reducing monthly costs, releasing equity for lifestyle needs, or consolidating debt.
older-couple-house

Can I Get a 25-Year Mortgage Aged 55+?

Aged 55+ and want a 25-year mortgage? Pension income and affordability are key. Explore flexible mortgage options.
Should-I-Remortgage-2

Self Employed Mortgage With Two Years Accounts

How to apply for a mortgage with two years of self-employed accounts. Learn what lenders look for & how to strengthen your application.
Interest Only

What is an Interest-Only Mortgage?

Discover how an interest-only mortgage works, its benefits, and if it's the right option for your financial needs.
What is a Flexible Mortgage?

What is a Flexible Mortgage?

A flexible mortgage allows borrowers to adjust their payments, take payment breaks, or make overpayments​​​.
Older woman looking through window

Can an Older Person Get a Mortgage?

There is no age limit for applying for a mortgage, so mortgages for pensioners, including those over the ages of 50, 60, 70 and 80, exist.
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UK Moneyman Limited is Registered in England, No. 6789312

Registered Address: 9 Gallows Lane, Beverley, United Kingdom HU17 7FJ.

Authorised and Regulated by the Financial Conduct Authority.

We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk.

© UK Moneyman Limited 2025.

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UK Moneyman Limited is Registered in England, No. 6789312

Registered Address: 9 Gallows Lane, Beverley, United Kingdom HU17 7FJ.

Authorised and Regulated by the Financial Conduct Authority.

We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk.

© UK Moneyman Limited 2025.

Equity Release Council Logo

About UK Moneyman

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