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Amy Davidson

Amy Davidson

FPC, CeMap Bridge & CeRER Qualified

Read the articles and guides written by Amy Davidson, Director of UK Moneyman Ltd.

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How Much Can I Borrow on a Buy-to-Let?

Discover how lenders assess buy-to-let borrowing limits using rental income, stress testing, and affordability checks.
Mortgage-on-Benefits

Am I a Portfolio Landlord?

Learn what it means to be a portfolio landlord, how it impacts your investments, and find tailored mortgage advice for growth.
Retirement Mortgages

What Are Whole of Life Mortgages? 

Whole of life mortgages let homeowners unlock property value without moving, offering funds for retirement, home improvements and more.
What Does Equity Release Mean? 

Remortgage Options for the Over 60s

Remortgaging for over 60s offers financial flexibility by reducing monthly costs, releasing equity for lifestyle needs, or consolidating debt.
older-couple-house

Can I Get a 25-Year Mortgage Aged 55+?

Aged 55+ and want a 25-year mortgage? Pension income and affordability are key. Explore flexible mortgage options.
Should-I-Remortgage-2

Self Employed Mortgage With Two Years Accounts

How to apply for a mortgage with two years of self-employed accounts. Learn what lenders look for & how to strengthen your application.
Interest Only

What is an Interest-Only Mortgage?

Discover how an interest-only mortgage works, its benefits, and if it's the right option for your financial needs.
What is a Flexible Mortgage?

What is a Flexible Mortgage?

A flexible mortgage allows borrowers to adjust their payments, take payment breaks, or make overpayments​​​.
Older woman looking through window

Can an Older Person Get a Mortgage?

There is no age limit for applying for a mortgage, so mortgages for pensioners, including those over the ages of 50, 60, 70 and 80, exist.
Mortgages For Over 50s

Short Term Mortgages for the Over 50s 

Discover flexible short-term mortgages for the over 50s, designed to fit your financial goals, whether buying, remortgaging, or releasing equity.
Self Employed

Joint Mortgage When One Applicant is Self-Employed

Discover how to secure a joint mortgage when one applicant is self-employed, with tips on preparing finances, improving credit, and more.
Is There a Joint Mortgage Age Limit?

Is There a Joint Mortgage Age Limit?

Joint mortgages have age limits, but options exist for older applicants. Learn how age affects terms and borrowing.
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UK Moneyman Limited is Registered in England, No. 6789312
Registered Address: 9 Gallows Lane, Beverley, United Kingdom HU17 7FJ.

Authorised and Regulated by the Financial Conduct Authority.

We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk

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UK Moneyman Limited is Registered in England, No. 6789312
Registered Address: 9 Gallows Lane, Beverley, United Kingdom HU17 7FJ.

Authorised and Regulated by the Financial Conduct Authority.

We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk

About UK Moneyman

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