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Malcolm Davidson

Malcolm Davidson

MAQ & CeRER Qualified

Read the articles and guides written by Malcolm Davidson, Managing Director of UK Moneyman Ltd.

Canterbury

Is Buy to Let Worth It?

Learn about the benefits and challenges of buy-to-let and see if this property investment could be the right choice for you.
Oxford

How Long is a Mortgage Offer Valid for on a Buy-to-Let?

Find out how long buy-to-let mortgage offers last, explore bridging loan solutions, and learn the benefits of working with a broker.
House

Can I Let My Property Without a Buy-to-Let Mortgage?

Letting your property without a buy to let mortgage could lead to issues so explore your options to ensure everything is done correctly.
Bridging Loan for a House

Can a Buy-to-Let Be Leasehold?

Learn how leasehold works for buy-to-let properties, including costs, restrictions, and tips for informed property investment.
Getting a Mortgage When Retired

Should My Buy-to-Let Be Repayment or Interest-Only?

Decide between repayment or interest-only buy-to-let mortgages, tailored to your goals, whether first-time or portfolio landlord.
for-sale

Should My Buy-to-Let Be Personally Owned or Through a Limited Company?

Choose between personal or limited company ownership for your buy to let property to align with your investment strategy.
cottages-on-a-street

Can You Use a Lifetime ISA for a Buy-to-Let Property?

Using a Lifetime ISA for a buy-to-let isn't allowed, but there are alternatives like buy-to-let mortgages and bridging loans.
row-of-houses

Can You Remortgage a Buy-to-Let Property?

Unlock equity or secure better terms with a buy-to-let remortgage. Options include HMO or refurbishment mortgages tailored for landlords.
pink-houses

How do Lenders Calculate How Much You Can Borrow on a Buy-to-Let?

Learn how lenders calculate borrowing limits for buy-to-let mortgages, focusing on rental income, LTV, and stress tests.
street-of-houses

What are My Responsibilities as a Landlord?

Find out landlord duties like ensuring property safety, complying with tenancy laws, and maintaining tenant rights.
What is a Buy to Let Mortgage?

What Should I Consider When Purchasing a Buy-to-Let Property?

Discover key considerations for investing in a buy-to-let property, from target tenant research and costs to legal obligations and mortgages
older-people-speaking

Old Age Mortgages Explained

Old age mortgages let over 60s unlock equity or buy a new home, offering flexibility for retirement goals, family support, or lifestyle needs.
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UK Moneyman Limited is Registered in England, No. 6789312
Registered Address: 10 Consort Court, Hull, HU9 1PU.

Authorised and Regulated by the Financial Conduct Authority.

We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk

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UK Moneyman Limited is Registered in England, No. 6789312
Registered Address: 10 Consort Court, Hull, HU9 1PU.

Authorised and Regulated by the Financial Conduct Authority.

We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk

About UK Moneyman

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