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Malcolm Davidson

Malcolm Davidson

MAQ & CeRER Qualified

Read the articles and guides written by Malcolm Davidson, Managing Director of UK Moneyman Ltd.

Can You Get a Right to Buy in Wales?

Can You Get a Right to Buy in Wales?

Right to Buy is no longer available in Wales, but there are still mortgage options to help you get on the property ladder.
What is Decreasing Critical Illness Cover?

What is Decreasing Critical Illness Cover?

Decreasing critical illness cover protects homeowners by reducing alongside a repayment mortgage, offering financial security.
What is the Difference Between Life Assurance and Life Insurance?

What is the Difference Between Life Assurance and Life Insurance?

Life assurance provides lifelong cover, whilst life insurance lasts for a set term, offering different types of protection.
How Many Life Insurances Can You Have?

How Many Life Insurances Can You Have?

You can have multiple life insurance policies, but the right balance depends on your needs. Speak to a protection advisor today.
How to Calculate Buy to Let Yield

How to Calculate Buy to Let Yield

Learn how to calculate buy-to-let yield, understand gross and net returns, and assess property profitability with expert insights.
Exciting News – Mortgage Rates Are Dropping! - March 2025

Exciting News – Mortgage Rates Are Dropping! – March 2025

Mortgage rates are falling as lenders cut deals. Act now to secure a competitive rate while opportunities remain available.
Can I Use Equity as a Deposit for Buy to Let?

Can I Use Equity as a Deposit for Buy to Let?

Unlock the potential of your home’s equity to fund a buy to let deposit with options like remortgaging, further advances, and bridging loans.
Fixed-Rate vs Variable-Rate Mortgages

Fixed-Rate vs Variable-Rate Mortgages

Compare fixed and variable mortgages to see which fits your needs. Understand the pros, risks, and how rates impact repayments.
Income Protection for Doctors

Income Protection for Doctors

Income protection insurance for doctors provides financial security if illness or injury stops you from working.
How to Get a Mortgage

How to Get a Mortgage

Need a mortgage? Our advisors compare lenders to find you the best deal, making the process simple from start to finish.
Income Protection: What Does It Cover?

Income Protection: What Does It Cover?

Income protection insurance covers part of your income if you can’t work due to illness or injury, keeping you financially secure.
What is a Capped Rate Mortgage?

What is a Capped Rate Mortgage?

A capped rate mortgage limits how high your interest rate can rise, offering flexibility with added security on repayments.
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UK Moneyman Limited is Registered in England, No. 6789312

Registered Address: 9 Gallows Lane, Beverley, United Kingdom HU17 7FJ.

Authorised and Regulated by the Financial Conduct Authority.

We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk.

© UK Moneyman Limited 2025.

Equity Release Council Logo

About UK Moneyman

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