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It's Free to Speak to an Advisor, 7 days, 8am - 10pm
We can advise on the full range of age 50+ lending products that are available in the UK, these include regular mortgages, retirement mortgages and equity release (lifetime mortgages and home reversion plans).
When considering the alternatives for your clients we thoroughly explore non-lending options such local authority grants and funding, family assistance, downsizing and charity funding. Our wide-ranging experience means that we can dovetail our advice with any financial model you are working on, making the client journey seamless even with different professionals involved.
With our ongoing programme of professional development and lender engagement, we ensure that our knowledge is up to date and comprehensive. We often work with lenders to consult on and pilot new products which bring more choice and better features to older borrowers.
Our collaborative working practice between advisors means that all options are explored by specialists in their field contributing to best practice and excellent outcomes for clients.
Malcolm is one of the UK’s most well-known and respected Mortgage Advisors. He is passionate about providing a 5* customer experience and he has also trained and mentored dozens of fellow Advisors in a career that is now in its third decade.
In addition to his day to day duties as Managing Director, Malcolm still gives out mortgage advice and feels lucky that his job is also very much his hobby.
Contact Malcolm on his mobile 07545 043 504 or book a free chat via the link below.
Book a Free Chat With Malcolm
Dan joined the Financial Services sector back in 2002, but actually left the industry in 2008 before returning some years later. During the in-between years, he took a degree to become a Social Worker specialising in working with vulnerable adults.
Upon his return, Dan combined his experiences in the two sectors to become an Equity Release Specialist and he now heads up UK Moneyman’s Age 50+ mortgage team. He genuinely believes in a holistic approach and always ensures his clients receive a proper consideration of all the options available, including non-lending alternatives to Equity Release.
Contact Dan on his mobile 07732 603 230 or book a free chat via the link below.
Book a Free Chat With DanThere are unlikely to be very many advisors in the UK with Wayne’s wealth of experience. Having joined Nationwide as a Trainee Manager in 1983, he has gone on to perform a wide range of Management and Business Development roles with a number of prominent UK Building Societies and Mortgage Companies and has been a regular contributor of articles and TV/Radio comment.
He continues to advise right across the spectrum from young first time buyers, landlords and to clients in the later stages of life. Whatever the age of the client, he embodies UK Moneyman’s commitment to find the right deal for any customer’s needs and priorities.
Contact Wayne on his mobile 07802 658 433 or book a free chat via the link below.
Book a Free Chat With Wayne
We find that most professionals that we speak with about age 50+ mortgage situations fall into 3 categories, these are:
Many financial advisors and accountants that we speak with do not offer advice or work closely with any referral partners in the age 50+ lending space.
As a country, we have an aging population which brings new challenges along with new opportunities. With consumer duty in mind, to provide holistic financial advice your older clients you’ll need to have knowledge and provide direction as to what age 50+ lending products are available in the market.
We offer a truly independent offering with a seamless advice process specifically tailored to older borrowers.
A dabbler will often be an experienced mortgage broker that does a handful of retirement mortgages per year servicing their existing client bank.
For clients aged 50 to 70 years, there is a big crossover of mortgage products that are available in the market and it’s changing all the time with regulation and innovation.
Are you confident that your client is receiving the right advice? If there is any doubt, we can provide you and your client with protection and peace of mind.
Often, mortgage brokers, financial advisors or accountants have existing referral partners in place.
With the consumer duty rules in mind, are you sure that your current referral partner is considering all the age 50+ lending solutions available for your client?
Maybe your current referral partner is a ‘dabbler’ themselves or unresponsive to you and your clients calls and emails.
Also, we see a lot of referral pages or websites that just relate to the equity release products and the amount of referral commission that you can earn from sending them a deal. The FCA is very clear on the fact that many clients have decided that equity release is the answer for them before seeking advice. We ensure that those preconceptions are challenged and that all the options are fully considered.
At LiveMore, we really enjoy working with UK Moneyman because we are aligned in our approach to age 50+ lending in ensuring great outcomes for customers.
With the Consumer Duty in place, it’s more important than ever for brokers to consider all options so customers receive the right product.
UK Moneyman’s holistic approach to age 50+ mortgage lending ensures they delivers the best outcomes for clients.
We look forward to our continued relationship with UK Moneyman, championing change and innovation in age 50+ lending together.
If you would like to speak with us about any of the above or talk through a specific case, please get in touch today.
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UK Moneyman Limited is Registered in England, No. 6789312
Registered Address: 9 Gallows Lane, Beverley, United Kingdom HU17 7FJ.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk.
© UK Moneyman Limited 2025.
UK Moneyman Limited is Registered in England, No. 6789312
Registered Address: 9 Gallows Lane, Beverley, United Kingdom HU17 7FJ.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk.
© UK Moneyman Limited 2025.
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