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First Time Buyer Mortgage Advice in Exeter

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First time buyer mortgage advice in Exeter

As a first time buyer in Exeter, you may be able to access exclusive mortgages that are not available to other borrowers. There is a range of schemes available that can help you get on the property ladder with the minimum deposit usually being 5%.

One of the advantages of being a first time buyer in Exeter is that you will not be involved in a property chain, as you would not have to worry about selling your current property. Use this to your advantage when negotiating the price of the property you are looking to purchase.

As an experienced mortgage broker in Exeter, we can help you in navigating the entire mortgage process. Get in touch with one of our knowledgeable mortgage advisors in Exeter to get one step closer to becoming a homeowner.

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Are you a first time buyer in Exeter?

Book your free mortgage appointment online today as a mortgage broker in Exeter. We recommend obtaining an agreement in principle before you begin viewing properties – this will show you the maximum you can borrow and give the seller confidence that you are serious about getting a mortgage.

Our wide range of lenders allows us to provide a fast and friendly service to many first time buyers. If you would like assistance during the mortgage process, we offer a free mortgage appointment to discuss your circumstances with a friendly mortgage advisor in Exeter.

Popular Mortgage FAQs in Exeter

Do I count as a first time buyer in Exeter?

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If you’re buying your first ever home, having never owned a home before, you are a first time buyer in Exeter. We can help you to obtain your first mortgage.

Our experienced mortgage advisors in Exeter will provide clear, easy-to-understand guidance throughout the entire mortgage process.

We’ll help you identify the best mortgage option for your circumstances, so you can feel confident that you’re getting the most suitable deal.

How much deposit do you need for a first time buyer mortgage in Exeter?

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When it comes to your deposit, it is typically the case that lenders on the high street require a minimum of 5% of the purchase price of the property.

If you are able to put down a larger deposit, such as 10-25% of the purchase price, there may be a wider range of favourable mortgage options available to you.

We will take the time to explain the different mortgage options to you and assist you to compare the various interest rates, fees and repayment plans.

We can also discuss the different government schemes that exist to support first time buyers in Exeter.

If you are a first time buyer in Exeter needing a mortgage, we are here to help. Contact us today to begin the process of finding the right mortgage for you.

Is it better to get a mortgage from a bank or a mortgage broker in Exeter?

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For first time buyers, there are many advantages to seeking help from a mortgage broker in Exeter. Our knowledgeable team can search through thousands of deals to find a mortgage suitable for your individual circumstances.

This is something that a bank cannot do, as they will only provide you with their own products.

More and more first time buyers are now turning to brokers for advice on their mortgage because they can help them find the most appropriate product, often saving them time and money.

We have designed a simple process to make the mortgage application process a breeze, and to help you save money.

Our panel of lenders allows us to provide you with a tailored, personal service when selecting your first time buyer mortgage product.

Are there any schemes to help first time buyers in Exeter get onto the property ladder?

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As a mortgage broker in Exeter, we understand how daunting it can be for first time buyers to navigate the mortgage market.

If you are a first time buyer in Exeter and are struggling to save for a mortgage deposit, we would recommend taking a look over the available government schemes. These can help buyers like yourself get a foot onto the property ladder.

The Right to Buy Scheme is an especially useful option for those who are renting their homes.

This scheme provides you with the opportunity to purchase your rental property at a discounted price from your landlord. To be eligible, you must contact your local council and confirm that you meet the criteria.

If you are a first time buyer in Exeter with a low deposit, you may be able to take advantage of the Shared Ownership scheme, which allows you to purchase a share of a property and pay rent on the remaining share.

There are numerous government schemes available to you as a first time buyer in Exeter; to have a look at the full list, visit OwnYourHome.gov.uk.

Our experienced mortgage advisors in Exeter will be more than happy to discuss these government schemes with you in more detail.

Reasons to Choose Us For Mortgage Advice in Exeter

Providing open and honest mortgage advice in Exeter 7 days a week until late.

As a mortgage broker in Exeter, we provide tailored advice to first time buyers in the area. Our experienced team of advisors can provide a comprehensive range of mortgage solutions to meet your needs. Our service is designed to be efficient, cost-effective and provide reassurance that you are making the right decision.

Book your free mortgage appointment to speak with a dedicated mortgage advisor in Exeter.

We provide a free mortgage consultation for first time buyers in Exeter with no initial fees. Our mortgage advisors will outline the costs to you during your consultation and you will only be charged upon mortgage completion.

You'll be paired with one of our dedicated case manager in Exeter.

Our mortgage brokers in Exeter are committed to helping first time buyers get the perfect mortgage for their circumstances. Our advisors will be with you every step of the way, making sure that all of the relevant documents are completed accurately so that you can secure the best deal.

We're on your side, we work for you - providing open and honest mortgage advice in Exeter.

As a mortgage broker in Exeter, we have experienced advisors who can help first time buyers to get their first mortgage. We understand that the process of applying for a mortgage can be complicated and intimidating for first-time buyers and we are dedicated to making the process as smooth and stress-free as possible.

Helping you find the perfect insurance product to protect you and your family.

We understand how overwhelming it can be for first time buyers in Exeter to secure a mortgage. We are committed to providing a helping hand to individuals looking to purchase their first home in Exeter. Our team of mortgage advisors are experienced and knowledgeable in the field, and will be able to guide you through the process, giving you the best advice and finding the right mortgage option for you.

We search 1000s of mortgage options in Exeter.

No matter the circumstances, our mortgage broker in Exeter will put in a great amount of effort to help you locate a good deal. Even if your credit record is not perfect, our team will strive to find you the best mortgage to suit your requirements.

Our mortgage advisors in Exeter have experience and knowledge with many different types of mortgages.

We offer tailored mortgage advice in Exeter to match the individual needs of first time buyers. Our experienced broker and advisor will provide in-depth knowledge of the local property market to ensure you make the right decision.

As a mortgage broker in Exeter, we will be with you throughout your entire mortgage journey.

Our mortgage broker in Exeter is highly committed to furnishing a beneficial and reliable service. We are here to help you tackle any problems and can offer advice on building inspections while resolving any valuation matters.

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We search 1000s of first time buyer mortgages in Exeter

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UK Moneyman Limited is Registered in England, No. 6789312
Registered Address: 10 Consort Court, Hull, HU9 1PU.

Authorised and Regulated by the Financial Conduct Authority.

We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk

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