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First Time Buyer Mortgage Advice in Surrey

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First time buyer mortgage advice in Surrey

As a first time buyer in Surrey, you may be able to access exclusive mortgages that are not available to other borrowers. There is a range of schemes available that can help you get on the property ladder with the minimum deposit usually being 5%.

First time buyers in Surrey are not typically involved in a property chain, so you can take advantage of this when negotiating the price of the property you are looking to purchase.

Let our experienced mortgage broker in Surrey guide you through the entire mortgage process. Connect with one of our proficient mortgage advisors in Surrey and you’ll be a step closer to becoming a homeowner.

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Are you a first time buyer in Surrey?

Book your free mortgage appointment online today to get help from a mortgage broker in Surrey. We strongly recommend getting an agreement in principle before you start looking at any properties.

This will give you an indication of how much you can borrow for a mortgage and provide assurance to the seller that you are serious about getting a mortgage.

As a fast and friendly mortgage broker in Surrey, we have access to a variety of lenders who can help first time buyers to reach their mortgage goals.

If you require help through the mortgage process, book a complimentary mortgage appointment to discuss your situation with an experienced mortgage advisor in Surrey.

Popular Mortgage FAQs in Surrey

Do I count as a first time buyer in Surrey?

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If you have never bought a home before and are looking to do so, you count as a first time buyer, and our mortgage advisors in Surrey are here to help.

We understand that the process of buying a home can be intimidating, so our mortgage advisors in Surreywill speak with you in clear, straightforward terms. We’ll walk you through the process of securing a mortgage and help you find the best deal to suit your situation.

How much deposit do you need for a first time buyer mortgage in Surrey?

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When it comes to your deposit, we understand that most high street lenders require a minimum of 5% of the property purchase price.

If you are able to put down a larger deposit, such as between 10-25% of the purchase price, you may gain access to a wider range of favourable mortgage options.

We are a mortgage broker in Surrey that can help first time buyers in the area to get their first mortgage. We will take the time to explain the various mortgage options available to you and help you compare the different interest rates, fees and repayment plans.

We can also advise you on the government schemes that are in place to help first time buyers.

If you are a first time buyer in Surrey looking for a mortgage, our team of advisors are on hand to help. Get in touch with us today to start the process of finding the right mortgage for you.

Is it better to get a mortgage from a bank or a mortgage broker in Surrey?

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For first time buyers in Surrey, there are many advantages to seeking help from a mortgage broker in Surrey.

Our knowledgeable team can search through thousands of deals to discover a mortgage that meets your financial requirements. A bank cannot do this, as they only offer their own products.

In the past, many first time buyers approached banks to obtain a mortgage, but now more and more are aware that brokers can provide them with the most suitable mortgage product, often with a saving of both time and money.

Our process is designed to make the mortgage application process fast and straightforward, and it can often save you money.

We are pleased to work with a wide variety of mortgage lenders to offer a tailored, personalised service when looking for a first time buyer mortgage that is just right for you.

Are there any schemes to help first time buyers in Surrey get onto the property ladder?

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As a mortgage broker in Surrey, we understand the difficulties first time buyers have in navigating the mortgage market.

If you are a first time buyer in Surrey and are finding it difficult to save for a deposit, you may be able to take advantage of the government schemes available. These can help you get onto the property ladder.

The Right to Buy Scheme could be a great option for those who rent their homes. You are able to purchase your rental property at a discounted rate from your landlord; to find out if you qualify, speak to your local council.

If you have a low deposit, you may want to consider the Shared Ownership scheme, which allows you to buy a share of a property and pay rent on the remaining share.

For more information on all the government schemes available to first time buyers in Surrey, take a look at OwnYourHome.gov.uk.

Reasons to Choose Us For Mortgage Advice in Surrey

Providing open and honest mortgage advice in Surrey 7 days a week until late.

We are a mortgage broker based in Surrey and we specialise in helping first time buyers in the area to secure their first mortgage. Our team of experienced advisors are available to provide support and advice, tailored to your individual circumstances. With our expertise and knowledge of the local market, we can help you find a mortgage that meets your needs.

Book your free mortgage appointment to speak with a dedicated mortgage advisor in Surrey.

We are providing a free first time buyer mortgage appointment in Surrey so there are no upfront costs. We will only charge after the mortgage has been finalised and we will outline all costs during your free mortgage consultation.

You'll be paired with one of our dedicated case manager in Surrey.

Our mortgage advisors in Surrey are devoted to working in your best interests and will keep you apprised of any progress. They will make sure all of the documents are correctly filled in, to enable you to get the optimal mortgage arrangement for your unique requirements.

We're on your side, we work for you - providing open and honest mortgage advice in Surrey.

We are a mortgage broker in Surrey that can help first time buyers in the area to obtain their first mortgage. Our advisors have a wealth of experience and knowledge in the area of mortgages, and are always on hand to provide guidance and support. We understand that taking out a mortgage can be daunting, so we strive to make the process as straightforward as possible.

Helping you find the perfect insurance product to protect you and your family.

At our brokerage in Surrey, we specialize in helping first-time buyers find the right mortgage for their needs. Our advisors are experienced in the mortgage industry and can provide you with the support and guidance you require to make the right decisions. We understand the importance of protecting your family's finances and will recommend insurances to meet your needs.

We search 1000s of mortgage options in Surrey.

No matter the circumstances, our mortgage broker in Surrey will strive to find you the most advantageous deal. Whether you have a good or bad credit rating, we are here to help you in finding the best mortgage to match your requirements.

Our mortgage advisors in Surrey have experience and knowledge with many different types of mortgages.

We will tailor our mortgage advice in Surrey to your specific needs, giving us the ability to offer the best advice. We can provide valuable insight into the local property market in Surrey, helping you make an informed decision. Our team of mortgage brokers and advisors are here to help you acquire your first mortgage.

As a mortgage broker in Surrey, we will be with you throughout your entire mortgage journey.

Our mortgage advisors in Surrey are committed to delivering a worthwhile and helpful service. They are here to guide you in overcoming difficulties and can supply advice for property inspections while tackling appraisal matters.

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We search 1000s of first time buyer mortgages in Surrey

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UK Moneyman Limited is Registered in England, No. 6789312
Registered Address: 10 Consort Court, Hull, HU9 1PU.

Authorised and Regulated by the Financial Conduct Authority.

We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk

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