First Time Buyer Mortgage Advice in Surrey

If you have never bought a home before and are looking to do so, you count as a first time buyer, and our mortgage advisors in Surrey are here to help.

We understand that the process of buying a home can be intimidating, so our mortgage advisors in Surreywill speak with you in clear, straightforward terms. We’ll walk you through the process of securing a mortgage and help you find the best deal to suit your situation.

When it comes to your deposit, we understand that most high street lenders require a minimum of 5% of the property purchase price.

If you are able to put down a larger deposit, such as between 10-25% of the purchase price, you may gain access to a wider range of favourable mortgage options.

We are a mortgage broker in Surrey that can help first time buyers in the area to get their first mortgage. We will take the time to explain the various mortgage options available to you and help you compare the different interest rates, fees and repayment plans.

We can also advise you on the government schemes that are in place to help first time buyers.

If you are a first time buyer in Surrey looking for a mortgage, our team of advisors are on hand to help. Get in touch with us today to start the process of finding the right mortgage for you.

For first time buyers in Surrey, there are many advantages to seeking help from a mortgage broker in Surrey.

Our knowledgeable team can search through thousands of deals to discover a mortgage that meets your financial requirements. A bank cannot do this, as they only offer their own products.

In the past, many first time buyers approached banks to obtain a mortgage, but now more and more are aware that brokers can provide them with the most suitable mortgage product, often with a saving of both time and money.

Our process is designed to make the mortgage application process fast and straightforward, and it can often save you money.

We are pleased to work with a wide variety of mortgage lenders to offer a tailored, personalised service when looking for a first time buyer mortgage that is just right for you.

As a mortgage broker in Surrey, we understand the difficulties first time buyers have in navigating the mortgage market.

If you are a first time buyer in Surrey and are finding it difficult to save for a deposit, you may be able to take advantage of the government schemes available. These can help you get onto the property ladder.

The Right to Buy Scheme could be a great option for those who rent their homes. You are able to purchase your rental property at a discounted rate from your landlord; to find out if you qualify, speak to your local council.

If you have a low deposit, you may want to consider the Shared Ownership scheme, which allows you to buy a share of a property and pay rent on the remaining share.

For more information on all the government schemes available to first time buyers in Surrey, take a look at OwnYourHome.gov.uk.