Mortgage Broker in Chichester

When it comes to finding and securing a mortgage, it can be a daunting and overwhelming task, especially for first time buyers in Chichester. But fear not, for a mortgage broker in Chichester can provide invaluable support and guidance throughout the process, helping to alleviate any stress and confusion from your first time buyer journey.

With their expertise and knowledge of the mortgage industry, a broker can give you an idea of the maximum amount you could borrow and assist you in obtaining a mortgage agreement in principle within 24 hours of your initial meeting. This document can greatly benefit you when making offers on properties.

Moving home in Chichester can be a daunting task, especially because you are not just dealing with your current mortgage, you have to sort out your new one too! Fortunately, having a reliable mortgage broker in Chichester can greatly alleviate the stress of the process for homeowners.

Our job is to handle the mortgage side of the process, allowing you to focus on the moving part of moving home!

With our experienced team by your side, you can trust that your mortgage will be taken care of efficiently and effectively. Book your free home movers mortgage review today and speak with a moving home mortgage expert in Chichester.

As you approach the end of your fixed mortgage term, it is important to start thinking about your remortgage. Our team of qualified professionals are here to provide you with remortgage advice in Chichester, taking into consideration your circumstances and guiding you towards the best option for you.

Many of our customers choose to remortgage to release equity for home improvements, secure better interest rates, or consolidate debts. With our extensive experience in all types of remortgage situations, we are well-equipped to assist you with these options too. Reach out to us and we will look at your personal and financial situation to see whether any of these remortgage options are suitable for you.

As a mortgage broker in Chichester, we have a knowledgeable and transparent team of mortgage advisors with over 20 years of experience with buy to let mortgages. We are always up to date with the latest lending criteria for buy to let mortgages to make sure that we can find the best mortgage solution for you and your property.

Whether you are looking for a mortgage for a new buy to let property or want to remortgage an existing one, we can help you. We also assist those who want to rent out their current property to finance the purchase of a new home, known as let to buy.

Owning your own home is a dream for many people, but with rising house prices and strict lending criteria, it can feel out of reach. However, with the use of the Help to Buy Schemes, aspiring homeowners can get a foot on the property ladder with just a 5% deposit.

These schemes, introduced by the government, aim to make homeownership more accessible and affordable for first time buyers and those looking to move up the property ladder. If you are struggling to save for a mortgage, it is worth considering the government’s Help to Buy Schemes.

For example, the Shared Ownership scheme allows you to purchase a share of the property (usually between 10% to 75%) and pay rent on the remaining portion. Schemes like this make homeownership for struggling first time buyers more realistic.

There are many more schemes that you can access. If you want to find out more, get in touch with our team, or head to the OwnYourHome website to see a list.

As a self employed applicant seeking a mortgage, you may face some challenges compared to those who are employed. Our team of mortgage advisors in Chichester have extensive expertise in assisting clients with self employed mortgages and are well-versed in the criteria for such cases.

Individuals who possess more than 20-25% ownership in their company are classified as self employed applicants. To secure a mortgage, self employed applicants must have a minimum of two years of self employment. Typically, mortgage providers will assess your income based on this timeframe.

If you’re looking to get a mortgage over the age of 50, there are many different mortgage options available, contrary to what you might think!

Our team of later-life mortgage advisors in Chichester are available to help you through your mortgage process and answer all of your questions. Secure a free mortgage appointment with our later-life mortgage advisors in Chichester by booking online or giving us a call.