Mortgage Broker in Cornwall

Buying a home as a first time buyer in Cornwall can be a daunting process, but with the help of a skilled mortgage advisor in Cornwall, you can make the process smoother and less stressful. Our advisors are highly knowledgeable and can guide you through the complex mortgage process while demystifying the industry jargon.

During your initial appointment, your advisor in Cornwall will help you estimate the maximum amount you could potentially borrow and assist you in obtaining a mortgage agreement in principle, usually within 24 hours. This tool is invaluable when it comes to making offers on properties, giving you a clearer understanding of what you can afford.

Moving home in Cornwall can be an overwhelming experience, particularly when you have a mortgage to deal with. Fortunately, having a trustworthy mortgage broker in Cornwall can make a significant difference in reducing your stress levels.

Our team of professional mortgage advisors in Cornwall is dedicated to guiding and supporting you throughout the entire process. We understand the importance of getting your mortgage application sorted as quickly as possible and work tirelessly to ensure a smooth and efficient process, leaving you with one less thing to worry about as you embark on your new home journey. Contact us today to see how we can help.

As you approach the end of your initial fixed period, it’s critical to start exploring your options for the future. Our team of qualified experts can provide you with valuable remortgage advice in Cornwall tailored to your unique situation and guide you through the process.

Remortgaging is a popular option for many of our clients, whether it’s releasing equity to finance home improvements, accessing more favorable interest rates, or consolidating debts. We have extensive experience in all aspects of remortgaging, so please don’t hesitate to contact us to see how we can assist you.

Our team of mortgage advisors are specialists in handling buy to let mortgages in Cornwall and are dedicated to offering transparent and honest mortgage advice. We keep up-to-date with the latest buy to let lending criteria and establish strong relationships with both novice and experienced landlords.

Many of our clients return to us for our services, whether they are looking for a mortgage for a new property or need to remortgage an existing one. We can also assist those who wish to rent out their current property to generate funds to purchase a new home. This is known as let to buy, and we have the knowledge to lead you through the process.

If you’re in the market to purchase a property, it’s important to explore all your options, especially when it comes to the government’s Help to Buy Scheme. Our team of mortgage advisors in Cornwall can provide you with detailed information and guidance on how to take advantage of this opportunity.

By using this scheme, you can enjoy a lower deposit requirement and potentially lower mortgage rates, making homeownership more accessible for many people. Additionally, our guides and the government’s OwnYourHome website are excellent resources that can provide you with more information on the various Help to Buy schemes available, including equity loans and shared ownership.

As a self-employed individual, obtaining a mortgage can seem like a daunting task. However, our team of mortgage advisors in Newquay specialize in self employed mortgages in Cornwall, and can guide you through the process with their extensive knowledge and experience.

Being a self-employed applicant means that you own a significant portion, usually over 20-25%, of your own business. Lenders have different requirements for self-employed applicants, and they will assess your mortgage eligibility based on your income over the past two years. Our mortgage advisors in Cornwall understand these requirements and can help you prepare all the necessary documents to apply for a mortgage.

We know that each self employed mortgage application is unique, and we approach every case with a tailored approach. Our advisors work with you to understand your specific needs and financial situation to find the most suitable mortgage options for you.

The Right to Buy Scheme, is an excellent opportunity for eligible tenants who are renting from a local council or housing association to purchase their home at a discounted price. The amount of the discount you receive will depend on the length of time you have been living in the property and its current market value.

While you may not be required to make a deposit, it’s important to have some savings available just in case. Our mortgage advisors have a wealth of experience in helping first-time buyers access the Right to Buy Scheme and can guide you through the entire process, from eligibility checks to obtaining a mortgage that suits your specific circumstances.