Mortgage Broker in Stockport

Knowing where to start with your first mortgage isn’t always obvious. As a mortgage broker in Stockport, we work with first-time buyers to make the process simple and tailored to your situation.

From understanding deposit requirements to exploring your borrowing potential and available support schemes, we’re here to help you take the right steps.

We’ll look at your finances, explain what lenders need, and help you find a mortgage that fits your personal and financial situation.

Planning to move home means revisiting your mortgage options, whether that’s transferring your current deal or finding something new that better suits your next step.

As a mortgage broker in Stockport, we help home movers understand what they can borrow, how their existing mortgage could be used, and whether switching might offer better value.

From reviewing affordability to managing timelines between buying and selling, we’re here to keep everything running smoothly so you can focus on the move itself.

Remortgaging is a great opportunity to improve your current deal, whether that means lowering your monthly payments, locking in a better rate, or releasing equity from your home. If your fixed term is ending, now is the time to explore your options.

As a mortgage broker in Stockport, we’ll review your existing mortgage, explain what’s available, and compare lenders to find a deal that suits your personal and financial situation.

Whether you’re looking to save money or make changes to your mortgage term, we’ll handle the details from start to finish.

Starting or expanding your property portfolio means choosing a mortgage that supports your investment goals. As a mortgage broker in Stockport, we work with lenders who offer buy to let products tailored to a range of landlord needs.

These mortgages typically require a higher deposit, usually from 25%, and are assessed based on the rental income the property is expected to generate. Whether you’re new to property investing or growing an existing portfolio, we’ll help you understand what you can borrow and find a deal that fits your long-term plans.

If you’re unsure how to buy with a smaller deposit or want to explore extra support, looking into mortgage schemes could be a smart first step. Options like Shared Ownership and Right to Buy are built to help buyers in specific situations, from first time buyers to those with limited savings.

As a mortgage broker in Stockport, we’ll help you explore what’s available, break down how each scheme works, and guide you through applying if you’re eligible.

If you’re not sure where to begin or which route is best for your situation, we’re here to provide clear advice and help you get started with confidence.

Getting a mortgage when you’re self employed can feel more complex, but it doesn’t have to be. The key difference is in how lenders assess your income, they’ll usually ask for two to three years of tax returns, SA302s and possibly business accounts. Some will also look at retained profits or dividends if you’re a company director.

As a mortgage broker in Stockport, we specialise in helping self employed applicants present their finances clearly and connect with lenders who understand irregular or varied income.

Whether you’re a sole trader, freelancer, or run your own limited company, we’ll help you find a mortgage that suits your personal and financial situation.

If you’re over 60 and considering a mortgage in Stockport, there are more options available today than ever before. Whether you’re moving, remortgaging, or looking to release equity, lenders now offer products designed with later life in mind.

These include retirement interest-only mortgages, flexible repayment plans, and solutions tailored to those using pension income.

As a mortgage broker in Stockport, we’ll help you understand which lenders are most suitable, what affordability checks look like in later life, and which products match your needs.

Whether you’re still working or drawing a pension, we’ll guide you through your options with clarity and care.

If your credit history includes missed payments, defaults, or CCJs, you might assume a mortgage is off the table, but that’s not always the case.

Some lenders specialise in bad credit mortgages, assessing applications with a more flexible approach and focusing on your current financial stability.

As a mortgage broker in Stockport, we work with these lenders regularly and understand what they’re looking for.

We’ll review your credit profile, explain what’s realistic, and guide you toward mortgage options that match your personal and financial situation, even if you’ve been declined elsewhere.

A bridging loan in Stockport can offer short-term finance when you need to move quickly, whether you’re buying a property before selling your current one, purchasing at auction, or covering time-sensitive renovation costs.

These loans are usually secured against property and are repaid over a short period, often once a sale or long-term mortgage is in place.

As a mortgage broker in Ashford, we’ll help you understand how bridging finance works, assess if it suits your situation, and connect you with lenders who offer fast, flexible options.

If timing is critical, we’re here to make sure you move forward with the right solution in place.