Exciting News – Mortgage Rates Are Dropping! – March 2025

The Bank of England has recently reduced the base rate to 4.5% and mortgage lenders are already cutting their rates to attract new customers and attract market share. If you’ve been holding back waiting for rates to come down, now could be the perfect time to act.

We’re seeing some great deals on the market, with 95% loan-to-value mortgages readily available. Lenders are keen to lend right now and the application process is moving pretty quickly, with many lenders offering fast turnaround times.

Whether you’re a first-time buyer, looking to move home, or considering remortgaging to save money, there are plenty of opportunities to secure a competitive rate.

But remember, whilst now is a good time to take advantage of these lower rates, things can change quickly as we have seen many times before. Acting now gives you the best chance of locking in a great deal before anything shifts.

Get in touch today and let us help you find the right mortgage for your needs while rates are low!

Related Video (1:07): What The Bank of England Interest Rate Drop Means For Your Mortgage

To view more videos like this, feel free to visit our MoneymanTV YouTube channel.

There you’ll find standard videos, as well as YouTube Shorts, answering questions, updating you on the current mortgage market and more.

Exploring Age 50+ Mortgage Options in 2025

The start of 2025 has been incredibly busy, with more people in their 50s and beyond looking at the best way to manage their mortgage as their needs change.

It’s something we’re passionate about, taking the time to understand each customer’s situation and explore every possible option.

There is a wide range of products available, from mainstream mortgages to those designed specifically for later years, and we have always believed in a holistic approach rather than focusing on equity release alone.

Finding the right fit is about more than just securing a mortgage. It is about making sure it works for you both now and in the years ahead.

Knowing our customers feel confident in their choices is something we take real pride in.

If you are thinking about your next step, we would love to help you explore what is available.

We Can Help With:

• Age 50+ Mortgage Options
• Age 60+ Mortgage Solutions including Equity Release
• Bad Credit Deals
• Bridging Loans
• Commercial and Semi-Commercial
• Secured Loans & Releasing Equity
• Self-Employed Mortgages
• All Purchase & Remortgage Deals
• Life & Critical Illness Insurances
• Pension Advice via a Referral Partner