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You usually need a large deposit to get a mortgage and buy a home – typically at least 5% of the property's value.
3 mins read
There isn't a specific credit score that you need, but the higher your score the more likely your mortgage application will be accepted.
Repayments are calculated using the size of your mortgage, the interest rate from your lender, and the term of your contract.
After having an offer accepted on a property and applying for a mortgage, on average it can take weeks to get a mortgage approved.
4 mins read
Ready to apply for a mortgage? Follow our guide to the mortgage application process and you could apply for a mortgage today.
6 mins read
Which mortgage type could be the best option for you? Here's our quick guide to the different types of mortgages, with their pros and cons.
5 mins read
If you are struggling to save for your mortgage deposit, you should consider looking at the government mortgage schemes available.
10 mins read
Doctors can get mortgages, though you'll need to prove job stability, especially if you're new. There are also options for the armed forces.
7 mins read
Teachers can get mortgages, though you'll need to prove job stability, especially if you're new. There are also options after retirement.