Brilliant, your free mortgage appointment is booked in with one of our mortgage advisors!
In the meantime, check out our YouTube channel MoneymanTV for 100s of free mortgage explainer videos, just like the one here.
Alternatively, take a look at some of our frequently asked questions below.
As you head over the age of 55, there are various mortgage products available to you such as a lifetime mortgage and a retirement interest only mortgage, that wouldn’t have been available at a younger age.
That being said, traditional high-street mortgage lenders are being much more flexible for these types of customers, allowing for more options as you head into later life.
You can learn more by reading our article “What is The Maximum Age for a Mortgage?“
Yes, a lifetime mortgage is the most popular form of equity release available, and it can be used in a variety of ways. With a lifetime mortgage you retain full ownership of your property, and monthly payments are optional.
You can learn more by reading our article “Is a Lifetime Mortgage The Same as Equity Release?“
A retirement interest-only mortgage is a loan you take out for the rest of your life, available to the over 55’s and secured on your main residence. With this type of mortgage, you’ll be required to make monthly payments until you enter long term care.
You can learn more by reading our article “What is a Retirement Interest Only Mortgage?“
Yes, you can get refused and declined for equity release.
You can learn more by reading our article “Can You Be Refused Equity Release?“
Yes, you can release equity to purchase another property. There are 2 ways in which this is possible:
You can learn more by reading our article “Can You Release Equity to Buy Another House?“
We work to a time that suits you. You can put your personal life first, attending your free mortgage appointment at a time convenient to you.
During your free mortgage appointment, we can go over your options with you. This includes lifetime mortgages.
As members, we have agreed to follow the Council rules, safeguarding our customers and providing a high standard of conduct.
We will be open and honest at all times; finding you a deal that suits your personal and financial situation.
We'll recommend the most suitable insurance products to protect you and your family, should you become seriously ill or unable to work.
We will compare different mortgage deals across the market. We have a large panel of mortgage lenders to choose from.
We have been in the mortgage industry now for over two decades. If you need help with a mortgage over the age of 50, get in touch!
We will be there for you throughout your whole mortgage process, recommending the best mortgage deal for your situation.
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Derek
They were great when handling our mortgage application even though it was a bit different to the normal one. Highly recommended
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Michelle
The team at UK Moneyman have been excellent, really informative, providing sound advice with no judgement and supporting the best possible way forward for myself. I would definitely use the team again, they’ve made the whole process simple and...
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Great company to work with, very helpful and excellent communication. Chris and Jo did a great job with our application. I highly recommend.
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Excellent speedy service and always available to work around the best times for us, including calls at weekends
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Having dealt with Leo previously I knew I would be getting a brilliant service and a good deal.
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Very helpful.Quick response to any questions or concerns. Selected the right product to meet our requirements.
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We went to the Moneyman to start with regarding a new mortgage only which went really smoothly and everything was explained in simple terms at our request Malcom made it feel at ease . Once i had the confidence with them we asked them to help with...
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