What Does a Mortgage Broker in Surrey Do?

Save Time – Avoid Stress and Worry

If you are looking to save time, and avoid the stress and worry that often comes with securing a mortgage, then working with a mortgage broker in Surrey is the right choice for you.

Our team of experienced professionals has access to thousands of products, exclusive deals, and multiple mortgage lenders, ensuring that you get the best deal overall.

Access to Multiple Options

Unlike going directly to a bank, where you would only have access to deals from that one lender, our mortgage brokers can compare multiple options for you. This means that we can find the mortgage deal that suits your needs and financial goals the best.

Flexible Appointment Options

We understand that your busy schedule may make it difficult to find time for appointments. That’s why our appointment booking team is available 7 days a week to help you.

You can also conveniently book an appointment on our website and choose between telephone or video calls, allowing you to have a meeting at a time that suits you best.

Your Mortgage Application Process

Before moving forward with your mortgage, you will attend an appointment with your dedicated mortgage advisor in Surrey. During this meeting, you will provide additional information to help them understand your unique situation.

Based on this information, they will examine various mortgage deals from a wide selection of lenders and recommend the one that suits you best. For first time buyers, our aim is to get you an agreement in principle (AIP) within 24 hours of the appointment.

This document can be provided to estate agents when making an offer on a property, demonstrating your commitment to the purchase and reassuring the seller that you can proceed with the sale.

We are here to help you throughout the offer process, providing guidance on property surveys and advice on insurance options to ensure that you can stay in your home, no matter what happens.

Additionally, we will help you gather the necessary documentation to support your mortgage application, keeping you well-informed and guiding you through this step.

Your Mortgage Application Progress

Once we receive your documents, we will verify them and provide you with a mortgage illustration that outlines the agreed deal. This will be done before we submit your application to the mortgage lender.

Throughout the process, we will keep you informed with regular updates via email, ensuring that you are aware of the progress of your mortgage application.

When the lender reaches a decision, we will promptly notify you. If your application is successful, you will receive a formal mortgage offer. At this point, your solicitors will take over and complete the mortgage deal, allowing you to move into your new property.

Our Commitment to You

At our mortgage broker in Surrey, we always put your best interests first. Our goal is to save you money and put you in the best financial position possible.

Our customer reviews reflect the positive and lasting relationships we build with our clients, as well as our dedication to helping them find the best mortgage deals available.