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Dan Osman

Dan Osman

CeMAP & CeRER Qualified

Read the articles and guides written by Dan Osman, Head of Later Life at UK Moneyman Ltd.

Am I Too Old to Get a Mortgage? 

Am I Too Old to Get a Mortgage?

Worried you're too old for a mortgage? Learn about flexible options like equity release and retirement mortgages.
older-couple-house

How Much Can I Borrow On a Lifetime Mortgage?

Unlock up to 35% of your home's value with a lifetime mortgage. Borrow more with interest-only options. Ideal for over 55s.
What is Equity in a Mortgage?

What is Equity in a Mortgage?

Understand how to build & release equity through remortgaging, whether it's home improvements, debt consolidation, or retirement planning.
Is a lifetime mortgage the same as equity release

Is a Lifetime Mortgage The Same as Equity Release?

A lifetime mortgage is a type of equity release, secured against your home to allow you to release tax-free cash without needing to move out.
Can I Get a Mortgage Over 70

Can I Get a Mortgage Over 70?

Yes, if you're over the age of 70, it's still possible to get a standard mortgage. The term will be short, and you can expect high interest rates.
elderly-people-house

Mortgages for the Elderly

A look at the different types of mortgages that are available to the elderly, ranging from traditional mortgages to equity release.
Can-Pensioners-Get-a-Mortgage

Can Pensioners Get a Mortgage?

Pensioners can get a mortgage for purchasing a new home, repaying an existing mortgage, consolidate debts, or release tax-free equity.
Elderly-Couple

What is the Maximum Age For a Mortgage?

There's no legal limit on the maximum age you can be when applying for a mortgage. However, many lenders impose their own rules.

Older Couple Looking at Something

Are Retirement Interest Only Mortgages a Good Idea?

Taking a look at if a retirement interest only mortgage is a good idea for mortgage borrowers over the age of 55.
Older woman looking through window

Can I Extend My Interest Only Mortgage Past Retirement?

Are you able to extend your current mortgage past the age of retirement? There could be many different options available for you.
Older couple with paper

Can I Get an Interest Only Mortgage Past Retirement?

Looking at whether or not you are able to get an interest only mortgage past retirement and what types of interest only mortgage could apply.
Who Offers Retirement Interest Only Mortgages?

Who Offers Retirement Interest Only Mortgages?

Several specialist and high street lenders provide retirement interest only mortgages to customers aged 55 and meet the eligibility criteria.
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UK Moneyman Limited is Registered in England, No. 6789312

Registered Address: 9 Gallows Lane, Beverley, United Kingdom HU17 7FJ.

Authorised and Regulated by the Financial Conduct Authority.

We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk.

© UK Moneyman Limited 2025.

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UK Moneyman Limited is Registered in England, No. 6789312

Registered Address: 9 Gallows Lane, Beverley, United Kingdom HU17 7FJ.

Authorised and Regulated by the Financial Conduct Authority.

We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk.

© UK Moneyman Limited 2025.

Equity Release Council Logo

About UK Moneyman

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