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Dan Osman

Dan Osman

CeMAP & CeRER Qualified

Read the articles and guides written by Dan Osman, Head of Later Life at UK Moneyman Ltd.

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Are Retirement Interest Only Mortgages a Good Idea?

Taking a look at if a retirement interest only mortgage is a good idea for mortgage borrowers over the age of 55.
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Can I Extend My Interest Only Mortgage Past Retirement?

Are you able to extend your current mortgage past the age of retirement? There could be many different options available for you.
Older couple with paper

Can I Get an Interest Only Mortgage Past Retirement?

Looking at whether or not you are able to get an interest only mortgage past retirement and what types of interest only mortgage could apply.
Who Offers Retirement Interest Only Mortgages?

Who Offers Retirement Interest Only Mortgages?

Several specialist and high street lenders provide retirement interest only mortgages to customers aged 55 and meet the eligibility criteria.
How to Release Equity from Your Home?

How to Release Equity from Your Home?

A lifetime mortgage and a home reversion plan can be an option. Lifetime mortgages allow you to unlock some of the value from your home.
Leasehold

Can You Get Equity Release on a Leasehold Property?

You can get equity release on leasehold properties. However, the lender will take extra considerations into account.
Can You Be Refused Equity Release

Can You Be Refused Equity Release?

You can be refused equity release if your property or personal circumstances do not meet lending criteria, but we are here to help.
Can I Buy a House With a Lifetime Mortgage

Can I Buy a House With a Lifetime Mortgage?

Yes, the equity you already have from any property you have sold, or other existing savings, can be the deposit, with a lifetime mortgage.
What is the Catch with Equity Release

What is the Catch with Equity Release?

What is the catch with equity release and how this history still causes some misconceptions in today’s market.
What Does Equity Release Mean? 

What Does Equity Release Mean? 

Equity release is a way of releasing cash from your home. You can do this through a lifetime mortgage or a home reversion plan.
Hybrid Lifetime Mortgage Launched

Hybrid Lifetime Mortgage Launched

A look at the ever evolving landscape of later life mortgages, as new mortgage types are becoming available.
How Does a Lifetime Mortgage Work

How Do Lifetime Mortgages Work?

Here we take a look at how a lifetime mortgage works and the difference between a lifetime mortgage and equity release.
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UK Moneyman Limited is Registered in England, No. 6789312

Registered Address: 9 Gallows Lane, Beverley, United Kingdom HU17 7FJ.

Authorised and Regulated by the Financial Conduct Authority.

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UK Moneyman Limited is Registered in England, No. 6789312

Registered Address: 9 Gallows Lane, Beverley, United Kingdom HU17 7FJ.

Authorised and Regulated by the Financial Conduct Authority.

We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk.

© UK Moneyman Limited 2025.

Equity Release Council Logo

About UK Moneyman

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