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Malcolm Davidson

Malcolm Davidson

MAQ & CeRER Qualified

Read the articles and guides written by Malcolm Davidson, Managing Director of UK Moneyman Ltd.

bank-statement

What Do Lenders Look For On My Bank Statements?

Looking at why lenders need to see your bank statements and what they will be checking for, ahead of granting you a mortgage.
What is a Buy to Let Mortgage?

What is a Let to Buy Mortgage?

If you are looking to move home but keep your current property or want to avoid moving stress, a let to buy mortgage may be right for you.
Can-You-Remortgage-Early

Can You Remortgage Early?

Can you remortgage early? Should you remortgage early? Taking a look at the pros and cons to remortgaging before your term is due to end.
How-Many-Mortgages-Can-I-Have

How Many Mortgages Can I Have?

Taking a look at how many residential and buy to let mortgages a mortgage applicant may be able to obtain from a mortgage lender.
How-to-Save-For-a-Mortgage

How to Save For a Mortgage

If you are looking at getting a mortgage but are struggling with the deposit, read our helpful guide on ways to save up for your deposit.
How to Remortgage to Release Equity

How to Remortgage to Release Equity

Taking a look at how to remortgage to release equity. What options do people have for remortgaging to release equity?
Overpay-Your-Mortgage

Should I Overpay My Mortgage?

The pros and cons of overpaying your mortgage, how to overpay your mortgage and how much you might be able to overpay your mortgage.
What-do-you-Need-to-get-a-Mortgage

What Do You Need To Get a Mortgage?

What do first time buyers need in order to obtain a mortgage? Looking at the popular questions we receive from budding homeowners.
Can-You-Get-a-Mortgage-With-a-Default

Can You Get a Mortgage With a Default?

If you have a default attached to your credit file, you may still have options. Speak to a specialist mortgage broker to learn more.
How-Long-Does-it-Take-to-Remortgage

How Long Does it Take to Remortgage?

How long does it take to remortgage & why? Read on to learn more.
IVA

Can I Get a Mortgage With An IVA?

Taking a look at what an IVA is, how it affects your application for a mortgage and whether or not you can get a mortgage with an IVA.
How-Long-Does-Mortgage-Approval-Take-People

How Long Does Mortgage Approval Take?

Taking a look at roughly how long it takes to obtain a mortgage and the steps involved. Mortgage advice by UK Moneyman.
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UK Moneyman Limited is Registered in England, No. 6789312

Registered Address: 9 Gallows Lane, Beverley, United Kingdom HU17 7FJ.

Authorised and Regulated by the Financial Conduct Authority.

We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk.

© UK Moneyman Limited 2025.

Equity Release Council Logo

About UK Moneyman

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