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Malcolm Davidson

Malcolm Davidson

MAQ & CeRER Qualified

Read the articles and guides written by Malcolm Davidson, Managing Director of UK Moneyman Ltd.

What-do-you-Need-to-get-a-Mortgage

What Do You Need To Get a Mortgage?

What do first time buyers need in order to obtain a mortgage? Looking at the popular questions we receive from budding homeowners.
Can-You-Get-a-Mortgage-With-a-Default

Can You Get a Mortgage With a Default?

If you have a default attached to your credit file, you may still have options. Speak to a specialist mortgage broker to learn more.
How-Long-Does-it-Take-to-Remortgage

How Long Does it Take to Remortgage?

How long does it take to remortgage & why? Read on to learn more.
IVA

Can I Get a Mortgage With An IVA?

Taking a look at what an IVA is, how it affects your application for a mortgage and whether or not you can get a mortgage with an IVA.
How-Long-Does-Mortgage-Approval-Take-People

How Long Does Mortgage Approval Take?

Taking a look at roughly how long it takes to obtain a mortgage and the steps involved. Mortgage advice by UK Moneyman.
What is a Mortgage Illustration?

What is a Mortgage Illustration?

As you head towards the end of your mortgage process, your mortgage advisor will go over something called a "mortgage illustration".
Can I Change My Mortgage to a Buy to Let

Can I Change My Mortgage to Buy to Let?

Looking at the options a homeowner may have for converting your residential mortgage into a buy to let mortgage.
Can You Remortgage With The Same Lender? Product Transfer Advice

Can You Remortgage With The Same Lender? Product Transfer Advice

Looking at the difference between a remortgage and a product transfer. Which one is best for you? Read on to learn more.
Can-I-Get-a-Mortgage-on-a-Fixed-Term-Contract

Can I Get a Mortgage on a Fixed-Term Contract?

Can I get a mortgage on a fixed-term contract? The simple answer is yes, this may be an option for you. Get in touch to learn more.
CCJ-Mortgages

Can You Get a Mortgage With a CCJ?

Can you get a mortgage with a CCJ? Here we cover what is a CCJ, can you get a mortgage with a CCJ and are you able to dispute a CCJ?
bad-credit-mortgages

Can I Remortgage With Bad Credit?

It's usually possible to remortgage with bad credit, but it's worth trying to improve your credit score.
What is a Buy to Let Mortgage?

What is a Buy to Let Mortgage? Mortgage Advice for Budding Landlords

Buy to let is where you buy a home with the intention of letting someone else live in it for a monthly rental fee.
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UK Moneyman Limited is Registered in England, No. 6789312

Registered Address: 9 Gallows Lane, Beverley, United Kingdom HU17 7FJ.

Authorised and Regulated by the Financial Conduct Authority.

We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk.

© UK Moneyman Limited 2025.

Equity Release Council Logo

About UK Moneyman

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