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Malcolm Davidson

Malcolm Davidson

MAQ & CeRER Qualified

Read the articles and guides written by Malcolm Davidson, Managing Director of UK Moneyman Ltd.

How Soon Can You Remortgage Before Your Fixed Rate Ends

What is a Remortgage? Mortgage Tips For the End of Your Fixed Term

Taking a look at what a remortgage is, the types of mortgage available to you and why some people take out a remortgage once their term ends.
UK-Moneyman-The-Origin-Story-Interview-with-Steel-FM

UK Moneyman: The Origin Story (Interview with Steel FM)

Malcolm talks with Steel FM about how UK Moneyman came to be, from the days of his home office, to having a much bigger office & employees.
Problems-Getting-a-Mortgage

Problems Getting a Mortgage

Here we have compiled a list of some of the more popular subjects to ease customers worries:
Can-I-Port-My-Mortgage

Can I Port My Mortgage?

A portable mortgage simply means you can move it from one property to the next without penalty.

Fixed-Rate-Mortgages

How Long Should I Fix My Mortgage For?

When you take out a mortgage, you need to choose how long you fix in for. You can choose 2-5 or 7-10 terms, here are their differences.
Contractor-Mortgages-&-The-Gig-Economy

Contractor Mortgages & The Gig Economy

Are you looking to apply for a mortgage as a contractor in the Gig Economy?
Gifted-Deposit

Gifted Deposits Are More Popular Than Ever Before!

With the constant rising of house prices, first time buyers are struggling to save up for their deposit, forcing parents to help out.
How-to-Get-a-Mortgage-if-You're-Over-40

How to Get a Mortgage if You’re Over 40

Yes, you can get a mortgage over 40, subject to passing a lender's credit scoring and affordability calculation. Find out if you qualify.
Interest Only

Interest Only Mortgages Explained

An interest only mortgage allows you to pay just the interest charged each month for the term of the loan.

How Much Can I Borrow For a Mortgage?

How Much Can I Borrow on a Mortgage?

We can give an idea of how much of a mortgage you could get with us if you let us know about your earning and spending.
The-Main-Reasons-Why-People-Move-Home

The Main Reasons Why People Move Home

There are many different reasons why someone may want to move home. Here are the most common reasons that we come across.
Buying-a-House-From-a-Landlord-Explained

Buying a House From a Landlord Explained

It can be easier for a landlord to sell to their tenant than to the open market so they end up giving the tenant the first refusal

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UK Moneyman Limited is Registered in England, No. 6789312

Registered Address: 9 Gallows Lane, Beverley, United Kingdom HU17 7FJ.

Authorised and Regulated by the Financial Conduct Authority.

We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk.

© UK Moneyman Limited 2025.

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UK Moneyman Limited is Registered in England, No. 6789312

Registered Address: 9 Gallows Lane, Beverley, United Kingdom HU17 7FJ.

Authorised and Regulated by the Financial Conduct Authority.

We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk.

© UK Moneyman Limited 2025.

Equity Release Council Logo

About UK Moneyman

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