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Malcolm Davidson

Malcolm Davidson

MAQ & CeRER Qualified

Read the articles and guides written by Malcolm Davidson, Managing Director of UK Moneyman Ltd.

Fixed-Rate-Mortgages

What is a Fixed Rate Mortgage?

A fixed rate mortgage offers predictable monthly payments, giving stability for home buyers. Explore your options now.
Product Transfer Mortgage

How to Pay Off a Mortgage Quickly

Learn tips for overpayments, remortgaging and offsetting accounts to become mortgage-free sooner, as well as if this is right for you.
What is a Property Chain? | What is a Chain Free Property?

What is a Chain Free Property?

A chain-free property is a property that is being sold by a vendor who does not need to purchase a new property after they sell.
locum doctor

Locum Doctor Mortgages

Discover mortgage options for locum doctors with variable income. Get expert advice on securing a home loan, even with irregular earnings.
actor

Mortgages for Actors

Find out how to prepare your application, improve your chances with a larger deposit, & explore different mortgage types for your needs.
What is a First Time Buyer

What is a First Time Buyer?

Learn what it means to be a first-time buyer, mortgage options, deposit requirements, and how a mortgage broker can help.
Remortgaging Vs Equity Release - Which is Better for You? 

Remortgage Vs Equity Release – Which is Better For You? 

Considering remortgaging or equity release? Learn which choice best suits your personal and financial situation.
Bridging Loans

Bridging Finance For Property Downsizing

Discover how bridging finance can simplify downsizing by covering the gap between buying your new home and selling your current one.
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First Base Rate Cut For 4 Years!

Bank of England cuts base rate to 5%, boosting consumer confidence. Fixed-rate mortgages fall, with sub-4% 5-year deals available.
little-house

What Happens to My Mortgage If I Die?

Discover what happens to your mortgage when you die. Learn how different types of mortgages affect your family's financial future.
House

What is a Part and Part Mortgage?

Explore the flexibility of part and part mortgages, combining repayment and interest-only elements to manage monthly payments effectively.
Bridge in Wales

How Much Can I Borrow on a Bridging Loan?

Understand how much you can borrow with a bridging loan, influenced by property value, LTV ratio, and financial profile.
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UK Moneyman Limited is Registered in England, No. 6789312
Registered Address: 10 Consort Court, Hull, HU9 1PU.

Authorised and Regulated by the Financial Conduct Authority.

We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk

About UK Moneyman

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UK Moneyman Limited is Registered in England, No. 6789312
Registered Address: 10 Consort Court, Hull, HU9 1PU.

Authorised and Regulated by the Financial Conduct Authority.

We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk

About UK Moneyman

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