Mortgage Broker Norwich

If you are a first time buyer in Norwich beginning your mortgage journey, having a mortgage advisor in Norwich by your side can be beneficial. As well as providing support throughout the process, they will keep you up to date on how the process is going keeping any technical jargon to a minimum.

Within your free mortgage appointment, your dedicated advisor will speak to you about how much you can borrow and look to get a mortgage agreement in principle. Generally, we can get this sorted for you within 24 hours of your appointment. Having a mortgage agreement in principle with you can be a helpful boost for you when making offers on a property.

Known as one of the most stressful experiences in your life, moving home in Norwich can come with its challenges. Having a mortgage broker in Norwich with you can be helpful when it comes to the mortgage aspects of the moving home process.

Our goal is to get you through the process as smoothly and efficiently as possible. We provide a service that allows us to focus on the mortgage aspects while you focus on the move itself.

If you are coming to the end of your fixed term mortgage, it’s best that you start exploring your options. Here at UK Moneyman, we can help you with looking at the remortgage options available to you. Our team will look into your financial situation and advise you on the most appropriate route to take.

Some of the options available to those looking to remortgage include releasing equity for home improvements, paying off debts and for better rates. Utilising both their rich knowledge and extensive experience, our team can provide you with expert remortgage advice in Norwich, so contact our team, and we’ll see how we can help.

Through our experience, we have helped a plethora of landlords looking to obtain a buy to let mortgages. Our advisors can help with finding you the most suitable mortgage that are in line with your investment goals.

We have built strong relationships with many landlords who have used our service many times when it comes to expanding their property portfolio or remortgaging a property they currently have. Furthermore, our team can help customers looking to let out their existing property to raise funds to buy a new home to live in, this is known as a let to buy.

Some home buyers may have the option to buy a property through using the Help to Buy Scheme, depending on if you are eligible.

If you are looking for more information regarding these schemes, check out the guides on our website and visit the government site OwnYourHome.

As a self employed applicant, you might find getting a mortgage challenging. In the process, it can be difficult to meet the lender’s criteria or prove your income which in turn demonstrates that you are able to keep up the monthly payments. Through our experience, we have helped a lot of customers looking to obtain self employed mortgage and have a lot of knowledge about the criteria and lenders requirements.

Some of these requirements involve you owning 20-25% of your business as well as being self-employed for at least 2 years. From this, lenders will request information from you regarding that period.

The Right to Buy Scheme provides an opportunity for tenants in England to purchase their council property regarding that they fit in the criteria.

You will be granted a discounted purchase price depending on how long you have been living in the property as well as the value of the property. In many cases, this discount can mean that you will not need to put forward a deposit, however, it’s important to have some money saved to cover any significant costs.

To see if you are eligible for the scheme, it’s best to get in touch with the council or housing association that owns your property. If you are qualified for the scheme, your local authority will provide a price to buy the property then you can get in touch with your mortgage broker in Norwich to check your eligibility and affordability for a mortgage.