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Get over 50s mortgage advice in Hampshire. We can help with:
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Yes, it’s entirely possible to get a mortgage over 50 in Hampshire
Many lenders now offer products specifically designed for borrowers in later life, taking a more flexible approach to income and retirement planning.
Whether you’re continuing in full-time work or gradually easing into retirement, there are mortgage options available that suit a wide range of financial situations.
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If you’re exploring mortgage options aged over 50 in Hampshire, you may be eligible for a standard residential mortgage, or you could consider alternatives such as retirement interest-only or lifetime mortgages.
The right fit will depend on your priorities, whether you’re looking to manage monthly repayments, borrow later into retirement or access equity already built up in your home.
Many lenders now take a more flexible approach to those applying for a mortgage over 50 in Hampshire, with products designed to suit a range of later-life financial needs.
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Before taking out a mortgage over 50 in Hampshire, it’s important to think about how your income might change in the coming years and how long you’d like the mortgage to run.
You’ll also want to consider future affordability, retirement plans, and any effect on inheritance.
Getting clear, tailored mortgage advice in Hampshire can help you make sense of these factors and choose a mortgage that supports both your current needs and long-term plans.
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Derek
They were great when handling our mortgage application even though it was a bit different to the normal one. Highly recommended
3 days ago
Michelle
The team at UK Moneyman have been excellent, really informative, providing sound advice with no judgement and supporting the best possible way forward for myself. I would definitely use the team again, they’ve made the whole process simple and...
2 weeks ago
Lawrence
Great company to work with, very helpful and excellent communication. Chris and Jo did a great job with our application. I highly recommend.
2 weeks ago
Gemma
Excellent speedy service and always available to work around the best times for us, including calls at weekends
1 month ago
Gillian
Having dealt with Leo previously I knew I would be getting a brilliant service and a good deal.
1 month ago
Karen
Very helpful.Quick response to any questions or concerns. Selected the right product to meet our requirements.
1 month ago
Stephen
We went to the Moneyman to start with regarding a new mortgage only which went really smoothly and everything was explained in simple terms at our request Malcom made it feel at ease . Once i had the confidence with them we asked them to help with...
1 month ago
Yes, it’s always a good idea to speak to a qualified mortgage advisor in Hampshire before applying.
When looking into a mortgage over 50 in Hampshire, there are more factors to consider, such as retirement income, term lengths and future affordability.
Our team can look at your situation in full and explain which lenders and products are most suitable, helping you avoid unnecessary delays or complications later on.
Lenders may want to see how you plan to afford the mortgage once you retire. This could include pension statements, savings or other income sources.
If you’re already retired, your mortgage application will be assessed based on the income you currently receive.
We’ll help you gather the right documents and make sure the lender sees a clear picture of your financial position.
Many lenders now offer flexible term lengths for applicants over 50.
Depending on your age and income, you may still be eligible for standard mortgage terms or shorter ones that align with your retirement plans.
As your mortgage broker in Hampshire, we will help you understand what options are available and what would work best based on your future goals.
Yes, it’s possible. Lenders will assess your pension income, savings, or any other ongoing sources of income.
Some mortgage products are specifically designed for retired borrowers.
If you’re retired and looking for a mortgage over 50 in Hampshire, we’ll help you find a lender that takes your full financial picture into account.
The deposit required can vary depending on your age, the lender, and the type of mortgage you’re applying for.
Some standard residential products may allow a 10% deposit, while later-life lending options could require more.
We’ll explain what’s needed based on your circumstances and the type of mortgage you’re exploring in Hampshire.
Yes, some lenders offer interest-only mortgages for applicants over 50, including retirement interest-only (RIO) products. These can be useful if you’re looking to keep monthly payments lower.
We’ll help you assess if this type of mortgage is right for you and make sure it matches your longer-term plans.
We’re here every day, so you can speak to us at a time that works for you.
There’s no cost to speak with one of our mortgage advisors, we’re here to help, not to sell.
We understand the extra considerations that come with later-life lending and tailor our advice accordingly.
Our advisors focus on your needs, helping you make a choice that supports both now and the years ahead.
We’ve built a strong reputation for service and support, with feedback we’re proud to share.
We search the wider market to find options that suit your age, income and future plans.
You’ll be supported by a team with decades of knowledge in helping clients secure the right mortgage.
From your first call to your mortgage offer, we’ll guide you every step of the way.
Many people in their 50s are still in full-time employment and looking to upsize, downsize or relocate.
If you’re earning a stable income, a standard residential mortgage may still be within reach.
We help clients secure a mortgage over 50 in Hampshire by working with lenders who understand that life at this stage can be just as active and ambitious as earlier years.
If you’ve recently retired but still want to borrow, there are mortgage products designed to work with pension income or other financial arrangements.
Whether you’re looking to remortgage, purchase a new home, or release equity, we can help you find a mortgage over 50 in Hampshire that supports your current lifestyle without putting future plans at risk.
Some clients come to us looking to release funds to help children or grandchildren, often with university costs or buying their first home.
A mortgage over 50 in Hampshire can make this possible without needing to dip into retirement savings or move out of your current home.
We’ll help you explore whether borrowing or releasing equity is the most suitable route.
Later-life changes like divorce can have a significant impact on your finances.
If you need to remortgage in your name or buy a new home, we’ll help you find lenders who consider your current income and future stability.
Securing a mortgage over 50 in Hampshire doesn’t need to feel like a step back, it can be a chance to move forward with confidence
If your existing mortgage is coming to an end and you don’t have a repayment plan in place, we’ll explore your options.
Whether that’s switching to a new interest-only deal or moving onto a repayment product, we’ll guide you through your choices and help you find a mortgage over 50 in Hampshire that gives you peace of mind.
Not everyone wants to sell and move later in life. If you’re keen to stay where you are but need access to additional funds, there may be mortgage options that let you do just that.
We help clients secure a mortgage over 50 in Hampshire that supports their goals without the need to compromise on where they live.
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UK Moneyman Limited is Registered in England, No. 6789312
Registered Address: 9 Gallows Lane, Beverley, United Kingdom HU17 7FJ.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk.
© UK Moneyman Limited 2025.
UK Moneyman Limited is Registered in England, No. 6789312
Registered Address: 9 Gallows Lane, Beverley, United Kingdom HU17 7FJ.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk.
© UK Moneyman Limited 2025.
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