It's Free to Speak to an Advisor, 7 days, 8am - 10pm
It's Free to Speak to an Advisor, 7 days, 8am - 10pm
Review your mortgage options for moving home. Our mortgage advisors can help with:
Please complete the form accurately so that we can get a better picture of your financial situation.
Moving home is an exciting step, but there’s a lot to think about, especially when it comes to your mortgage.
From checking how much you can borrow to understanding how your existing property chain might affect timings, there’s plenty to factor in.
As a mortgage broker in Newquay, we can help you look at the full picture, so you’re not caught out by any unexpected costs or delays.
Our Customers Rate us 4.9/5
If you’re already a homeowner, you might be able to transfer your existing mortgage to your new property, a process known as porting.
While it sounds simple, there are a few things to keep in mind, including whether your current lender allows it and if your new property fits their criteria.
That’s why tailored mortgage advice in Newquay is so important when weighing up your options.
Appointments 7 Days a Week
Moving home isn’t just about picking the right property, it’s also about making sure the mortgage side runs smoothly. That’s where our mortgage advisors in Newquay come in.
With local knowledge and a friendly, down-to-earth approach, we’ll help you explore your options, sort out the details, and take the stress out of the move, so you can focus on settling into your new home.
Explore 1000s of Mortgage Options
Our Customers Love Us
3,500+ 5 Star Reviews
Derek
They were great when handling our mortgage application even though it was a bit different to the normal one. Highly recommended
3 days ago
Michelle
The team at UK Moneyman have been excellent, really informative, providing sound advice with no judgement and supporting the best possible way forward for myself. I would definitely use the team again, they’ve made the whole process simple and...
2 weeks ago
Lawrence
Great company to work with, very helpful and excellent communication. Chris and Jo did a great job with our application. I highly recommend.
2 weeks ago
Gemma
Excellent speedy service and always available to work around the best times for us, including calls at weekends
1 month ago
Gillian
Having dealt with Leo previously I knew I would be getting a brilliant service and a good deal.
1 month ago
Karen
Very helpful.Quick response to any questions or concerns. Selected the right product to meet our requirements.
1 month ago
Stephen
We went to the Moneyman to start with regarding a new mortgage only which went really smoothly and everything was explained in simple terms at our request Malcom made it feel at ease . Once i had the confidence with them we asked them to help with...
1 month ago
It’s possible, but it depends on your financial situation.
Some people use a bridging loan or have enough savings to cover both properties temporarily. Others wait for their current home to sell before completing the move.
A mortgage broker in Newquay like us can help you look at what’s feasible based on your budget and the timing of your sale and purchase.
You may need a new mortgage when moving home in Newquay.
If your current mortgage isn’t portable or doesn’t suit your new circumstances, then switching to a new deal could be the better route.
A mortgage advisor in Newquay will compare both options and help you work out whether sticking with your lender or changing to a new one makes the most sense.
Aside from the usual deposit and monthly payments, there are other costs to think about, such as stamp duty, valuation fees, legal costs and possibly an early repayment charge if you’re ending your current mortgage.
That’s why getting mortgage advice in Newquay is so valuable; you can plan for the full picture, not just the headline rate.
Being in a chain means your move depends on other people’s sales or purchases going through too. If someone further down the chain has a delay, it can affect everyone.
A mortgage broker in Newquay will help keep things moving on your end and work closely with your solicitor and estate agent to reduce any hold-ups.
Yes you may be able to borrow more if your income and credit status support it.
Many people choose to move into a larger home or a more expensive area, which means increasing their mortgage.
Our mortgage advisors in Newquay will help you understand how much more you could borrow and whether it’s manageable alongside your other costs.
If you’re buying a cheaper property, you might not need to borrow as much or at all, depending on the value of your current home. You could even end up mortgage-free.
It’s a good idea to get mortgage advice in Newquay early on to explore how your options change when you’re moving into a smaller property.
It can vary, but on average it takes around 4 to 8 weeks from mortgage application to completion, though this can be longer if you’re in a chain.
Working with a mortgage broker in Newquay can help you move things along more smoothly, keeping you updated and making sure no time is wasted.
You’ll usually need proof of income, bank statements, ID and details of your existing mortgage.
If you’re self employed or have a more complex income, the paperwork might be a bit more involved.
One of our mortgage advisors in Newquay will make sure you know exactly what’s needed from the start.
We’re on hand every day, ready to help whenever it suits your schedule.
There’s no cost to chat with us about your mortgage plans, we’re here to help you get started.
We’re proud of the feedback we receive and always aim to make the process feel smooth and stress-free.
We’ll always give you clear, straightforward advice that you can trust.
We’ll help you find the right protection so your home and loved ones are covered.
We compare products across the market to find the deal that fits you best.
You’ll benefit from decades of knowledge and a team who's dealt with all types of mortgage scenarios.
From your first call to getting the keys, we’re here for every step of your move.
Many home movers come to us when their current home just isn’t big enough anymore.
Whether it’s another bedroom, more outdoor space or just room to grow, we help families find a mortgage that fits their new needs.
Our mortgage advisors in Newquay can look at what’s affordable and find options that make the move possible.
We often speak to clients looking to swap their current place for something smaller, maybe after the kids have moved out or to reduce running costs.
If you’re downsizing in Newquay, a mortgage broker like us can help you weigh up whether to use some equity or take out a smaller mortgage.
Whether you’re relocating for a new job or want to live closer to the coast, moving home often comes with plenty to think about.
Alongside the logistics of the move itself, getting your mortgage sorted is a key part of the process.
We’ll help you navigate everything from affordability checks to lender requirements, making the mortgage side feel much more manageable.
If you’re happy with your current mortgage deal, we can help you explore whether it’s possible to port it over to your new property.
There are rules to follow and things to check with your lender, but we’ll walk you through what’s possible and whether it’s the right move for your situation.
Timing can be tricky when you’re selling one home and buying another.
We help our clients line everything up as smoothly as possible, from agreeing your mortgage to working with your solicitor and estate agent.
With a bit of planning, moving home in Newquay doesn’t have to feel like a juggling act.
If your next home costs more than your current one, we can help you figure out how much more you could borrow, and what’s realistic based on your income.
Our mortgage advice is always built around your personal budget and goals, not just the maximum a lender might offer.
Read our Reviews
UK Moneyman Limited is Registered in England, No. 6789312
Registered Address: 9 Gallows Lane, Beverley, United Kingdom HU17 7FJ.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk.
© UK Moneyman Limited 2025.
UK Moneyman Limited is Registered in England, No. 6789312
Registered Address: 9 Gallows Lane, Beverley, United Kingdom HU17 7FJ.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk.
© UK Moneyman Limited 2025.
We value your privacy
This website uses cookies. If you continue to use the site, we will assume that you agree with our use of cookies.
