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An interest only mortgage allows you to pay just the interest charged each month for the term of the loan.
What happens when my interest-only mortgage ends, what are my options? A Lifetime Mortgage, Selling or Inheritance could be helpful.
Second charge or second mortgages are loans that use your home as security and are an alternative to remortgaging.
A typical definition of an HMO would be a property occupied by 5 or more people, 5-7 lettable rooms and property with more than one tenancy agreement in place.
Getting a mortgage with a CCJ is definitely harder. However, CCJ mortgages are possible.
By using a broker like us it may be possible to secure a mortgage deal! Remember, we consider all mortgage situations.