What Does a Mortgage Broker in Brighton Do?

Save Time and Avoid Stress with a Mortgage Broker in Brighton

If you’re looking to save time, money, and avoid stress and worry, working with a mortgage broker in Brighton is a smart choice.

As seasoned professionals, we have access to a wide range of products, exclusive deals, and multiple mortgage lenders. Unlike going directly to a bank, where you’re limited to one lender’s offerings, we can compare multiple options to ensure you get the best deal overall.

Appointments That Fit Your Busy Schedule

Our appointment booking team is available seven days a week to accommodate your busy day-to-day life. You can conveniently book an appointment on our website and choose between telephone or video calls at a time that suits your hectic schedule.

Before Starting Your Mortgage Application

To move forward with your mortgage, it’s essential to attend an appointment with your dedicated mortgage advisor in Brighton.

During this meeting, you’ll provide additional information to help us understand your unique situation. We’ll then carefully examine various mortgage deals from a large selection of lenders and recommend the one that suits you best.

If you’re a first time buyer and agree with our recommendation, we’ll aim to secure an agreement in principle (AIP) for you within 24 hours of the appointment. This AIP will be requested by estate agents when you make an offer on a property.

It demonstrates your commitment to the purchase and reassures the seller that you can proceed with the sale. We’ll guide you through the offer process, provide advice on property surveys, and offer insights into insurance options, ensuring that you can stay in your home, no matter what happens.

Additionally, you’ll need to provide documentation to support your mortgage application, which may vary depending on the lender and your goals for the mortgage process. We’re here to help you in navigating this step and ensuring you’re well-informed throughout the process.

During Your Application Process

Once we receive your documents, we’ll verify them and provide you with a mortgage illustration that outlines the agreed deal.

This will be done before we submit your application to the mortgage lender. Rest assured that we’ll keep you updated on the progress of your mortgage application through regular email updates.

When the lender reaches a decision, we’ll promptly inform you. If your application is successful, you’ll receive a formal mortgage offer. At this point, your solicitors will take over and complete the mortgage deal, allowing you to smoothly move into your new property.

Our Commitment to Your Financial Well-Being

At our mortgage broker in Brighton, we always prioritise your best interests. We go above and beyond to save you money and put you in the best position financially.

Our customer reviews testify to the positive and lasting relationships we build, as well as our dedication to helping our customers find the best mortgage deals available.