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Malcolm Davidson

Malcolm Davidson

MAQ & CeRER Qualified

Read the articles and guides written by Malcolm Davidson, Managing Director of UK Moneyman Ltd.

How-to-Get-a-Mortgage-if-You're-Over-40

How to Get a Mortgage if You’re Over 40

Yes, you can get a mortgage over 40, subject to passing a lender's credit scoring and affordability calculation. Find out if you qualify.
Interest Only

Interest Only Mortgages Explained

An interest only mortgage allows you to pay just the interest charged each month for the term of the loan.

How Much Can I Borrow For a Mortgage?

How Much Can I Borrow on a Mortgage?

We can give an idea of how much of a mortgage you could get with us if you let us know about your earning and spending.
The-Main-Reasons-Why-People-Move-Home

Should I Move House?

There are many different reasons why someone may want to move home. Here are the most common reasons that we come across.
Buying-a-House-From-a-Landlord-Explained

Buying a House From a Landlord Explained

It can be easier for a landlord to sell to their tenant than to the open market so they end up giving the tenant the first refusal

Right-to-Buy-Mortgages-Explained

Right to Buy Mortgages Explained

Right to Buy is a government scheme that allows eligible tenants in England to purchase their property from the council for a discounted price.
How-to-Make-an-Offer-on-a-Property

How to Make an Offer on a Property

The good thing about making an offer on a property is that it's entirely risk-free.
First-Time-Buyer-Buy-to-Let-Mortgages-Explained

First Time Buyer Buy to Let Mortgages Explained

We can help portfolio landlords, limited companies, those looking at HMOs, and even first time buyer and first time landlords.
The-Credit-Crunch-Explained

The Credit Crunch Explained

The Great Recession or 'Credit Crunch' changed the industry in terms of lending criteria as well as the ban of self cert mortgages.
The Costs of Buying a Home & Moving

The Costs of Buying a Home & Moving

There are lots of different things to think about before you move home, one of them is the costs involved.
Second Charge Mortgage Advice

Looking to Get a Secured Loan?

Second charge or second mortgages are loans that use your home as security and are an alternative to remortgaging.

Leasehold

Leasehold Houses – Everything you Need to Know

Have you come across some properties listed as freehold or leasehold but never really known what it means?
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UK Moneyman Limited is Registered in England, No. 6789312

Registered Address: 9 Gallows Lane, Beverley, United Kingdom HU17 7FJ.

Authorised and Regulated by the Financial Conduct Authority.

We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk.

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UK Moneyman Limited is Registered in England, No. 6789312

Registered Address: 9 Gallows Lane, Beverley, United Kingdom HU17 7FJ.

Authorised and Regulated by the Financial Conduct Authority.

We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk.

© UK Moneyman Limited 2025.

Equity Release Council Logo

About UK Moneyman

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