Malcolm Davidson

MAQ & CeRER Qualified

Read the articles and guides written by Malcolm Davidson, Managing Director of UK Moneyman Ltd.

Divorce & Separation Mortgage Advice

To help you understand the basics of what to do with your mortgage during a divorce or separation.

Shared Ownership Scheme Mortgage Advice

The share you can buy is usually between 25% and 75%. You can buy a 10% share on some homes.

How Much Deposit Do I Need For a Mortgage?

How much deposit is needed for a mortgage? Although this can differ per applicant, it usually stands around the 5%-10% mark.

What is a HMO mortgage? – HMOs Explained

A typical definition of an HMO would be a property occupied by 5 or more people, 5-7 lettable rooms and property with more than one tenancy agreement in place.

How to Remortgage for Home Improvements

Whether you're thinking of a new kitchen, loft conversion or an extension, use our guide to help you plan.

How-Long-Does-Mortgage-Approval-Take-People

Getting Prepared for a Mortgage Application

Getting a mortgage may seem daunting, but there are ways you can improve your odds. Here are our tips on how to get prepared for a mortgage.

What is a County Court Judgement (CCJ)?

Getting a mortgage with a CCJ is definitely harder. However, CCJ mortgages are possible.

Is Buying a Home Better Than Renting?

Buying a house is a long-term investment and can work out cheaper than renting over the term of a mortgage.

Mortgage Advice for Self Employed Applicants

By using a broker like us it may be possible to secure a mortgage deal! Remember, we consider all mortgage situations.

The Different Types of Remortgage

Here are the different types of remortgage and how they can benefit you. In this guide we cover remortgaging for a better rate, home improvements, capital raising and debt consolidation.