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Malcolm Davidson

Malcolm Davidson

MAQ & CeRER Qualified

Read the articles and guides written by Malcolm Davidson, Managing Director of UK Moneyman Ltd.

Right-to-Buy-Mortgages-Explained

Right to Buy Mortgages Explained

Right to Buy is a government scheme that allows eligible tenants in England to purchase their property from the council for a discounted price.
How-to-Make-an-Offer-on-a-Property

How to Make an Offer on a Property

The good thing about making an offer on a property is that it's entirely risk-free.
First-Time-Buyer-Buy-to-Let-Mortgages-Explained

First Time Buyer Buy to Let Mortgages Explained

We can help portfolio landlords, limited companies, those looking at HMOs, and even first time buyer and first time landlords.
The-Credit-Crunch-Explained

The Credit Crunch Explained

The Great Recession or 'Credit Crunch' changed the industry in terms of lending criteria as well as the ban of self cert mortgages.
The Costs of Buying a Home & Moving

The Costs of Buying a Home & Moving

There are lots of different things to think about before you move home, one of them is the costs involved.
Second Charge Mortgage Advice

Looking to Get a Secured Loan?

Second charge or second mortgages are loans that use your home as security and are an alternative to remortgaging.

Leasehold

Leasehold Houses – Everything you Need to Know

Have you come across some properties listed as freehold or leasehold but never really known what it means?
Should-I-Use-An-Estate-Agents-Mortgage-Advisor

Should I Use An Estate Agents Mortgage Advisor?

Estate agent sales tactics for pushing you to take their mortgage advice
How to Remortgage to Release Equity

What is Remortgage to Release Equity?

If you are interested in releasing some of the value of your home in later life, equity release could be the ideal choice for you.
How-To-Sell-Your-Home-Quickly

How To Sell Your Home Quickly

Selling your home can be a complex process. Spruce up your home to sell for the best price.
What Happens to My Mortgage After Divorce or Separation?

What Happens to My Mortgage After Divorce or Separation?

To help you understand the basics of what to do with your mortgage during a divorce or separation.
What is a Shared Ownership Mortgage

Shared Ownership Scheme Mortgage Advice

The share you can buy is usually between 25% and 75%. You can buy a 10% share on some homes.
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UK Moneyman Limited is Registered in England, No. 6789312

Registered Address: 9 Gallows Lane, Beverley, United Kingdom HU17 7FJ.

Authorised and Regulated by the Financial Conduct Authority.

We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk.

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UK Moneyman Limited is Registered in England, No. 6789312

Registered Address: 9 Gallows Lane, Beverley, United Kingdom HU17 7FJ.

Authorised and Regulated by the Financial Conduct Authority.

We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk.

© UK Moneyman Limited 2025.

Equity Release Council Logo

About UK Moneyman

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